Last Updated: 18/02/2025

Welcome to WisdomLibrary.io!

These Terms & Conditions govern your use of our website www.wisdomlibrary.io and services. By accessing or using our site, you agree to comply with these terms.

1. General Use of Our Services

• You must be at least 18 years old to use our services.
• You agree to provide accurate information when signing up or making a purchase.
• We reserve the right to refuse service to anyone at our discretion.

2. Payments & Refunds

• All transactions on WisdomLibrary.io are processed securely via third-party payment providers (e.g., Stripe, PayPal).
• We do not store your payment details.
• Refund requests must be submitted within14 days of purchase, subject to our refund policy.
• We reserve the right to refuse refunds for digital products or services already accessed.

3. Intellectual Property

• All content on WisdomLibrary.io, including text, videos, and images, is our intellectual property or used with permission.
• You may not copy, distribute, or resell any content without written permission.

4. Prohibited Activities

You agree not to:

• Use our services for illegal purposes.
• Attempt to hack, disrupt, or interfere with our website’s security.
• Share login details or access credentials with others.

5. Limitation of Liability

• WisdomLibrary.io is not responsible for any indirect damages resulting from the use of our services.
• We do not guarantee specific business or financial results from our training programs.

6. Changes to These Terms

We may update these Terms & Conditions at any time. Continued use of our website constitutes acceptance of any changes.

For any questions regarding this policy, contact us at:
📧 Email: wisdom@wisdomlibrary.io
🌍 Website: www.wisdomlibrary.io